Your Money Should Work for You
Most budgeting programs make things complicated. We don't. Learn practical budgeting that fits real life—starting September 2025.
Pick What Fits Your Situation
Whether you're just starting to track expenses or ready to plan for bigger goals, we've designed programs that match where you actually are. No prerequisites, no judgment—just practical steps forward.
Budget Basics
8 weeks • Starts Oct 2025Stop wondering where your money goes. This program helps you set up a simple tracking system and build habits that stick.
- Weekly expense tracking exercises
- Setting up categories that make sense
- Finding places to adjust spending
- Building a small emergency buffer
Goal Planning
10 weeks • Starts Nov 2025You've got expenses under control. Now let's work on saving for something specific—whether that's a trip, a purchase, or just peace of mind.
- Breaking down bigger financial goals
- Automating savings without thinking
- Adjusting when life throws surprises
- Tracking progress in meaningful ways
Full Picture
12 weeks • Starts Jan 2026Ready to look at everything together? This combines daily budgeting with longer-term planning so nothing falls through the cracks.
- Managing multiple accounts efficiently
- Planning for irregular expenses
- Balancing current needs with future wants
- Creating systems that need minimal upkeep
How These Programs Actually Differ
Start with Budget Basics if you:
- Don't currently track spending regularly
- Want to understand monthly cash flow first
- Need to establish basic financial habits
- Prefer focusing on one thing at a time
Jump to Goal Planning if you:
- Already have a working budget system
- Know where money goes each month
- Want to save for specific purposes
- Feel ready to think beyond monthly cycles
What Actually Happens in the Program
Forget theory. Each week focuses on one practical aspect of budgeting—something you can actually implement right away. Here's how a typical program flows.
Week One: Getting Everything Visible
You'll set up a simple system to see all your money movement. No fancy apps required—just something that actually works for you. By the end, you know exactly what's coming in and going out.
Weeks Two-Four: Finding Your Pattern
Now we look at the data you've collected. What's fixed? What varies? Where do surprises happen? You'll start seeing patterns you didn't notice before—and that's when smart adjustments become possible.
Weeks Five-Seven: Making Changes Stick
Here's where we experiment. Small tweaks to see what works. Maybe it's changing when you pay bills. Maybe it's shifting money between categories. You'll figure out your sustainable approach—not someone else's.
Final Week: Your Maintenance Plan
The goal isn't to track every penny forever. It's to build awareness that becomes automatic. We'll create your minimal-effort system for staying on track without the program holding your hand.
What Past Participants Say
These are real people who went through earlier versions of these programs in 2024.
I thought I needed complex spreadsheets and investment strategies. Turns out I just needed to understand my actual spending first. The program kept things simple—which is exactly what I needed.
Completed Budget Basics, March 2024
The best part? They don't tell you what to do with your money. They help you see options and make your own decisions. I finally have a savings plan that doesn't feel restrictive.
Completed Goal Planning, July 2024
I was skeptical about online learning for something this personal. But the live sessions made it feel like real conversations, not lectures. Worth every hour I put into it.
Completed Full Picture, November 2024Programs Open for Registration in June 2025
Want to know when spots become available? We'll send you details about the specific program that matches your situation—no generic email blasts.