GlowTechDev
Real stories from people managing budgets in Phuket and beyond. No fluff, just honest experiences with financial planning that actually works for everyday life.
Meet the Pak family from Kathu. Three years ago, they were drowning in credit card bills and couldn't figure out where their money went each month. Sound familiar?
What turned things around wasn't some fancy app or complicated spreadsheet. It was a simple envelope system and honest conversations about spending habits. Now they've got an emergency fund and actually sleep better at night.
Read their story →Fresh perspectives on managing money without the corporate nonsense
Spoiler: it's probably too strict. We talked to fifteen families about what actually works when life gets messy and plans fall apart.
Continue reading →
How one small business owner went from paycheck-to-paycheck anxiety to having a buffer. Nothing dramatic, just consistent small changes.
Continue reading →We tracked delivery apps and quick purchases for a month. The results surprised even us. Sometimes saving money is about saying no to easy options.
Continue reading →Practical advice from someone who's been helping families sort out their finances for over a decade
Forget those perfect budget templates. Track your real spending for two weeks first. Every coffee, every impulse buy, everything. You can't fix what you don't measure, and most people seriously underestimate their daily expenses. Once you see the patterns, the solutions become obvious.
Living in Phuket? Rent might eat more than 50% of your income. That's reality. Instead of forcing yourself into someone else's framework, create your own split based on actual costs. Focus on the gap between income and expenses, not hitting arbitrary percentages.
Before you think about growing money, protect what you have. One unexpected hospital bill or car repair can wreck months of careful planning. Get three months of expenses saved first. It's boring advice, but it's what separates people who survive financial bumps from those who spiral.
Workshops and sessions we're planning for 2025
For freelancers and small shop owners dealing with irregular income. We'll cover cash flow management, tax planning basics, and how to pay yourself consistently. Limited to twelve participants because these work better as conversations than lectures.
Three evening sessions about having honest conversations about money with your partner and kids. Because financial stress doesn't exist in a vacuum, and most relationship problems have money lurking somewhere underneath.
Get your budget ready for 2026. Review what worked this year, identify what didn't, and create a realistic plan for the next twelve months. Bring your questions, your receipts, and your financial anxiety. We'll work through it together.